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Harmoney Corp Ltd
Previous close
$0.42
Day range
$0.42 - $0.42
Year range
$0.29 - $0.70
Market cap
42.82M AUD
Avg Volume
17.15K
P/E ratio
-
Dividend yield
-
Primary exchange
ASX
Market news
Financials
Income Statement
Revenue
Net income
(AUD) | Dec 2023info | Y/Y change |
---|---|---|
Revenue | 9.63M | 10.01% |
Operating expense | 7.22M | 0.64% |
Net income | -298.50K | 82.35% |
Net profit margin | -3.10 | 83.96% |
Earnings per share | — | — |
EBITDA | — | — |
Effective tax rate | — | — |
Balance Sheet
Total assets
Total liabilities
(AUD) | Dec 2023info | Y/Y change |
---|---|---|
Cash and short-term investments | 40.98M | -37.55% |
Total assets | 793.96M | 5.25% |
Total liabilities | 748.44M | 7.43% |
Total equity | 45.52M | — |
Shares outstanding | 101.96M | — |
Price to book | 0.93 | — |
Return on assets | -0.15% | — |
Return on capital | — | — |
Cash Flow
Net change in cash
(AUD) | Dec 2023info | Y/Y change |
---|---|---|
Net income | -298.50K | 82.35% |
Cash from operations | 4.72M | 0.96% |
Cash from investing | -13.82M | 77.31% |
Cash from financing | 7.79M | -85.88% |
Net change in cash | -1.24M | -168.99% |
Free cash flow | — | — |
About
Harmoney is an online direct personal lender that operates across Australia and New Zealand. The company was established in 2014 to introduce peer-to-peer lending to New Zealand. Harmoney provides risk-priced, unsecured personal loans up to $70,000 and has issued NZD $2 billion worth of loans as of March 2021.
Launched in September 2014, Harmoney was the first licensed provider in New Zealand after peer-to-peer lending and crowdfunding were enabled on 1 April 2014, following the passing of new financial legislation in New Zealand.
Harmoney originally started with peer-to-peer lending but ceased providing retail investors with new loans on 1 April 2020, instead focusing on funding loans to borrowers from a mixture of institutional financing, and lending from its own balance sheet. In Australia, Harmoney obtained its Australian Financial Services Licence from ASIC to operate peer-to peer-lending, but never accepted retail funds. Similarly to New Zealand, the Australian entity funds loans through a mix of institutional financing, and lending from its own balance sheet. Wikipedia
Founded
2014
Website
Employees
88